Having a clean driving record will save you money. Did you know that even one moving violation may increase your cost by as much as thirty percent? Drivers with clean records tend to pay less for their auto insurance than bad drivers.

In addition, if you have serious violations like hit and run, DWI or reckless driving convictions you may find that you will need to file a proof of financial responsibility form (SR-22) with the DMV in your state in order to continue driving, which will also greatly increase your auto insurance rate.